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Financial Controller

Introduction:

The Financial Controller will be responsible to support the Luxembourg based Chief Financial Officer, in a variety of tasks from providing detailed analyses in order to support the Group Executive Management/Board of Directors located in Luxembourg, ad-hoc financial project management and general finance & accounting activities.

Job Description:

Review and analyse trends of expenses, revenues, and losses to identify opportunities to improve performance
Review the budget on a monthly basis to ensure the organization is meeting its financial objectives and ensure proper resolution of major variances to budget
Provide direction in determining the way financial information will be documented, maintained and reported
Manage/contribute to ad-hoc Group Executive Management/Board of Directors requests, due diligence processes
Provide guidance regarding to Group pricing strategy
Support the funding (equity and debt arrangements) and liquidity management process
Be the backup of CFO in his absence
Perform general accounting activities for company entities (Luxembourg) including reconciliation of accounts and accounting entries
Ensure the reliability of the financial reporting (internal and external reporting)
Prepare the accounts for company entities (Luxembourg) by applying all the valuations and accounting rules laid down by the relevant accounting laws and regulations
Function as the lead contact with the external auditors, facilitating the yearly audit process with a proactive approach
Manage statutory tax reporting for indirect and direct taxation
Ensure transfer pricing compliance for company entities (Luxembourg)
Conserve all accounting and supporting documents in accordance with the applicable legal provisions
Maintain efficient accounting and reporting systems and procedures for internal, external and regulatory reporting

Candidate Profile:
University Degree required (Master degree in finance/accounting preferred)
5-10 years financial analysis experience in a banking environment
Strong problem solving skills, judgment and attention to detail
Must be comfortable interacting at senior level in a culturally diverse environment and have the ability to build effective relationships
Excellent presentation and highly developed skill of prioritization and timing
High energy and creativity, an entrepreneurial spirit and the ability to work autonomously in a fast growth and changing environment
Fluency in English is mandatory, fluency in French is preferable. Any other EU language is an advantage
Advanced proficiency in Excel, with strong computer literacy and data management/data analysis (SQL,…)
Need to be prepared to undertake some travel involved (20%)

EMEA HEAD OF CONSUMER SALES, B2C, ONLINE CONSUMER FINANCE

Position: EMEA HEAD OF CONSUMER SALES, B2C, ONLINE CONSUMER FINANCE

  • Consumer Finance Head of Sales and Business Development
  • Online Payments, Fintech, Webshop
  • EMEA HEAD OF SALES, CONSUMER, B2C, ONLINE / DIGITAL
  • Fast Growing Pan- Euro Fintech / Payments Company

Introduction:

  • We are recruiting for an EMEA Head of Consumer Sales.
  • Our client is a fast growing and established Fintech company. Currently setting up a new Bank and moving their HQ to Luxembourg.
  • This is a newly created role to Head up their Consumer Finance operation, drive sales and business development and open new markets.
  • The role will have overall responsibility for Sales, Marketing, Online and Digital Strategy, Product Development.
  • The objective will be to quickly build out a strong and successful sales organisation across Europe.

Candidate Profile:

  • Very experienced Sales Executive professional
  • Extensive online / digital Consumer / B2C experience
  • Fintech experience desired. Web-based / online experience essential
  • Ideally experience as a CEO or Head of Sales & Marketing
  • Strong Sales and Business development background
  • For more information, please apply with a copy of your CV

CEO, Fintech Bank

Position: CEO, Authorized Bank Manager and Head of Sales / Business Development

Company:

Fast Growing Pan- Euro Fintech Bank

Introduction:

  • We are recruiting for a Sales and Business Development focused CEO and authorized manager of our clients’ new Bank.
  • Our client is a fast growing and established Fintech company.
  • This is a newly created role to Head up their new bank in Luxembourg.

Candidate Profile:

  • Experienced authorized manager of an online bank in Luxembourg
  • Fintech experience
  • Ideally experience as a CEO
  • Strong Sales and Business development background

For more information, please apply with a copy of your CV.

Country Head – Fintech Consumer Finance Business

Introduction:

Our client is an established, leading and fast growing Pan-EU Fintech / Consumer Finance Group.

On their behalf we are recruiting for a new Country Head for their fast growing Fintech Consumer Finance Business.

Position:

– act as country head of Finland running the major source of revenue

– responsible for local sales and product reporting to group CSO and CEO- focus on identifying new brands and products- manages day to day operations

This is a high profile and senior position within the Group and offer excellent long term career opportunities.

Your Profile:

Senior Manager with experience of operations, Sales and Marketing

Extensive Copnsumer Finance banking and / or Fintech experience

Highly motivated

Business Development New Markets Manager – Business Lending / Global Fintech

Business Development New Markets Manager – Business Lending / Global Fintech

Introduction:

We are looking for an experienced Business Development Manager with Business Lending experience.You will be responsible for opening new markets for our client’s business lending operations.We are looking for highly dynamic, driven and ambitious individuals to join this fast growing forward thinking innovative company.

Responsibilities:

  • Lead the new market expansion efforts of across multiple countries in the Europe and APAC regions
  • Conduct market research studies to determine the potential of new markets
  • Work with the legal department to assess the legal and regulatory environment of target countries
  • Identify local credit data providers and work with the Risk team to select the best mix of data to use for underwriting decisions
  • Convert local business needs into clear, executable IT requirements
  • Negotiate deals with local service providers
  • Drive new country launches forward on schedule while creatively overcoming the obstacles that inevitably come up
  • Identify local partnerships possibilities and help execute plans to develop those partnerships

Expected skills and Experience:Degree in Business Administration/Financial Management/Economics/Marketing

  • 4+ years of working experience in business lending area
  • Experience and proven track record on opening new countries/markets for business.
  • Strong understanding of business processes and how these intertwine with IT
  • Excellent interpersonal skills and entrepreneur mindset
  • Demonstrated ability to be self-directed, motivated and take initiative
  • Strong business acumen and analytical skills – Complex problem-solving skills
  • Strong personality with the ability to handle stress and various tasks at the same time
  • Good written, oral and reading communication skills with English – company’s working language is English
  • Ability to travel regularly

Desired Skills and Experience:

  • Experience in fintech or financial services
  • Experience creating IT requirements for business processes
  • Business analyst background is a plus
  • International cross-border business experience
  • Project management experience

Chief Technology Officer / CTO – Bitcoin / Digital Currencies

Chief Technology Officer / CTO – Bitcoin / Digital Currencies

Location: Luxembourg + International Travel

Leading International Fintech

Description

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a CTO to lead the IT strategy, development and architecture of the firm’s new market changing products.

You will have the opportunity to have a real influence and lead all aspects of the technical design moving forwards, including establishing a technological vision, while leading its development and maintaining its integrity.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Skills required

  • Defining the problem, vision and solution for the business and cultural change required to drive technology transformation, and introducing new processes and procedures to ensure technology change is achieved
  • Leading and influencing technology strategy and design in an outsource environment
  • Demonstrable experience of working with senior colleagues
  • Responsible for end to end architecture
  • Ability to work with short term targets and long term goals
  • Combine people skills with technological wisdom and a greater business understanding.
  • Solid architectural experience and extensive experience of working with complex APIs
  • Strong experience of leading teams in an agile environment
  • Very strong leadership skills and passion to want grow and mentor a team
  • Ruby knowledge would be a big bonus
  • Experience in critically reviewing high level business requirements.

Chief Technology Officer / CTO / Chief Architect

Chief Technology Officer / CTO / Chief Architect

Leading International Fintech

Description

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a CTO to lead the IT strategy, development and architecture of the firm’s new market changing products.

You will have the opportunity to have a real influence and lead all aspects of the technical design moving forwards, including establishing a technological vision, while leading its development and maintaining its integrity.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Skills required

  • Defining the problem, vision and solution for the business and cultural change required to drive technology transformation, and introducing new processes and procedures to ensure technology change is achieved
  • Leading and influencing technology strategy and design in an outsource environment
  • Demonstrable experience of working with senior colleagues
  • Responsible for end to end architecture
  • Ability to work with short term targets and long term goals
  • Combine people skills with technological wisdom and a greater business understanding.
  • Solid architectural experience and extensive experience of working with complex APIs
  • Strong experience of leading teams in an agile environment
  • Very strong leadership skills and passion to want grow and mentor a team
  • Ruby knowledge would be a big bonus
  • Experience in critically reviewing high level business requirements.

Head of Lending Operations – Consumer Finance

Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Leading International Fintech

Introduction:

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Consumer Lending Operations to lead and be responsible for the entire “end to end” consumer lending process and all reporting requirements.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Lending Operations function is responsible for all tasks between the submission of a loan application and the final funding (pending approval) of a loan.

The steps between include application processing, underwriting (approval or denial of loan application), closing and post-closing. The main purpose of this step is to evaluate the prospective borrower’s credit-worthiness (i.e., risk level) to determine if the financial institution should lend to them, and if so, what the terms of the loan should be (including limit, term and pricing).

After the loan has been processed, approved and funded, the borrowers work with the loan servicing function to process payments, update account information and answer any questions related to the terms.

After the closure of a loan, Lending Operations will review the organization’s loan portfolio to determine credit risk and produce reports to management detailing portfolio performance and health. These reports determine future underwriting requirements and guidelines. Lending Operations calculate the provisions (for accounting purpose) related to the loan portfolio.

Candidate Profile:

  • Consumer Finance Lending operations experience essential
  • Management experience essential
  • Fintech experience highly desirable
  • Exposure to credit risk and loan portfolio management highly desirable
  • We are looking for forward thinking highly motivated individuals who are looking to contribute and help drive the business forward

Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Leading International Fintech

Introduction:

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Consumer Lending Operations to lead and be responsible for the entire “end to end” consumer lending process and all reporting requirements.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Lending Operations function is responsible for all tasks between the submission of a loan application and the final funding (pending approval) of a loan.

The steps between include application processing, underwriting (approval or denial of loan application), closing and post-closing. The main purpose of this step is to evaluate the prospective borrower’s credit-worthiness (i.e., risk level) to determine if the financial institution should lend to them, and if so, what the terms of the loan should be (including limit, term and pricing).

After the loan has been processed, approved and funded, the borrowers work with the loan servicing function to process payments, update account information and answer any questions related to the terms.

After the closure of a loan, Lending Operations will review the organization’s loan portfolio to determine credit risk and produce reports to management detailing portfolio performance and health. These reports determine future underwriting requirements and guidelines. Lending Operations calculate the provisions (for accounting purpose) related to the loan portfolio.

Candidate Profile:

  • Consumer Finance Lending operations experience essential
  • Management experience essential
  • Fintech experience highly desirable
  • Exposure to credit risk and loan portfolio management highly desirable
  • We are looking for forward thinking highly motivated individuals who are looking to contribute and help drive the business forward

Head of Business Support Operations & Business Intelligence – Fintech

Head of Business Support Operations & Business Intelligence – Fintech

Leading International Fintech

Description:

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Business Support Operations & Business Intelligence to assist the Group CEO, Head of Sales and the management Board drive the business further forward, developing new products and making key business decisions.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Business Support Operations & BI Function supports the Business Lines with the necessary internal and external tools to perform their activity effectively.

This function is key to driving the business forward through effective work-flow and sales.

Having overall responsibility for the development and implementation of all tools for reporting and the retrieval of information for Sales & Marketing, CRM, SEM, and BI

In addition, the team is responsible for reporting and needs to streamline the whole data structure among all Group systems and tools.

This team will report to the Management on all the Organisation’s KPIs.

Candidate Profile:

  • Very strong Business Intelligence (BI) experience
  • Strong management skills
  • Highly motivated and innovative
  • Consumer finance experience (banking or Telco’s etc..)
  • Strong experience of interacting with Sales & Marketing