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CEO / Founders Associate – FinTech / Consumer Finance

Job description

Why this is a great job:

Because this is not a job. We are looking for a business and sparring partner that can help grow our clients business from a Series B stage company to a global banking giant – the first of its kind, focused solely on Emerging Markets. You will be working with a driven A Player team that sees their business as their once in a lifetime opportunity to build an unicorn.

 

THE TEAM

You will be a part of a small elite team within the CEOs Office. Your missions will evolve around the highest priority items in the company and you will be tasked to inform high stake decisions, execute highly complex projects. Previous examples include Identifying new business opportunities, developing products, leading teams.

 

WHAT YOU’LL BE DOING

  • Lead high priority projects to ensure the achievement of objectives and key results
  • Enjoy great autonomy allowing you to identify problems, carry out analysis, design solutions and execute them
  • Design and build leading processes and products
  • Work on multiple projects in parallel that will require you to be adaptable across multiple functions
  • Some previous projects have involved identifying new business opportunities, leading product teams, and hiring talented peopl

 

WHO WE’RE LOOKING FOR

  • 5+ years of work experience in a fast-paced FinTech environment (start-up / strategy consulting / investment banking)
  • Previous entrepreneurial experiences are a strong plus
  • High willingness to travel and get stuff done
  • You have a track record of being a top performer in several different areas
  • You can break complex problems into smaller ones and enjoy working with data to facilitate your work
  • You are curious in nature and passionate about making an impact
  • You can demonstrate this through various projects you have been involved in
  • You have excellent written and verbal communication skillsIdeally, you hold a STEM or another highly quantitative degree from a globally recognised university

 

Head or Risk and Business Development

Head or Risk and Business Development

 

Introduction:

 

Our client is a fast growing FinTech Mobile Bank with a focus on emerging markets

 

We are searching for a Fintech Consumer Finance Credit Risk Expert to become Head of Risk and Business Development.

 

Opportunity:

 

The mission is to build scorecards in order to improve company profitability focusing on credit risk, fraud, optimising customer profitability and long term growth for the company. This is a unique opportunity to build the risk practice at an Emerging Market lender from scratch alongside a strong data science and product team.

 

What you will do:

 

  • Design and build our risk and profitability models. These are used for underwriting loans, fighting fraud, setting product pricing, segmenting customers, and predicting portfolio performance.
  • Build and design scorecards across all aspects of the Credit Cycle.
  • Analyse the performance of these statistical models and their associated business rules, and propose how they should be set to achieve the desired risk-reward outcomes and profitability targets.
  • Propose data-driven product changes to improve customer experience and company profitability, and partner with the Product, Data Science and Engineering teams to implement your solutions in production.
  • Define an underwriting and acceptance strategy that delivers on the longer run toward growth and profitability
  • Monitor the portfolio to identify trends, and lead meetings to share performance updates and analysis
  • Full ownership of the following KPIs – NPL (non performing loans), loan profitability and volume

 

Your technical skills:

 

  • Strong understanding of the risk sector, with significant experience in scorecard development
  • FinTech Consumer Finance experience
  • Strong mathematical and statistical background, with knowledge of modelling techniques
  • Strong skills using R or Python for analysing moderately large datasets, and have a good working knowledge of SQL- Minimum 5 Years of Experience
  • Experience in the consumer lending industry is a must

 

Technical stack:

 

  • Our customer product is an Android application developed in Java
  • It communicates with a Ruby on Rails backend
  • The credit decision algorithms runs on Python via the Flask framework
  • We are hosted on AWS: we use Elastic Beanstalk, a RDS mysql database, S3, lambda, SES …

 

FinTech Senior Data Scientist – Fraud Modelling

FinTech Senior Data Scientist – Fraud Modelling

 

Introduction:

 

Our client is a fast growing international FinTech mobile banking company.

 

Opportunity: 

 

We’re looking for a data scientist to join the technical team based in Paris, France. We are assembling a strong technical team and are looking for talented newcomers to help us build a bank!

 

What you will do:

 

  • Do R&D – Train a model that detects fraudsters – Detect patterns in the data related to fraud – Check the current deployed fraud models metrics – Build / consolidate hard rules – Work on the automation of fraud alerts Detect fraud – Monitor the fraud alerts and dig into data to understand if false alarm or true fraud
  • Ask recollection team for quick checks on sample of users Report 
  • Update results / analysis for a previous fraud

 

Our technical stack:

 

  • Our customer product is an android application developed in Java
  • It communicates with a Ruby on Rails backend
  • The credit decision algorithms runs on Python via the Flask framework 
  • We are hosted on AWS: we use Elastic Beanstalk, a RDS Aurora mysql database, S3, lambda, SES … 
  • We have automated tests that run on Travis 

 

Requirements:

 

  • Data analytics / modeling
  • Strong analytical skills
  • Has worked on complex products and operations
  • Very good ability to communicate in english (writing and speaking)
  • Strong SQL
  • Python skills (kaggle level needed, higher desired
  • Has worked in an environment with fraudsters (financial, logistic…)
  • Experience minimum 3 years
  • English speaking candidates (our working language)

FinTech Senior Data Scientist – Mobile Banking

FinTech Senior Data Scientist – Mobile Banking

 

Introduction:

 

Our client is a fast growing international FinTech mobile banking company.

 

Your responsibilities: 

 

  • You will explore various statistical models to forecast client’s fraud risk based on real time financial & personal data 
  • You will implement your models in our product as soon as possible and improve your solution continuously based on its results 
  • You will propose new metrics and visual representation of different models, provide regular feedback to the rest of the company 
  • You will look for new data sources and evaluate their potential 
  • You will coordinate the entire fraud strategy across different teams

 

Our technical stack: 

 

  • Our customer product is an android application developed in Java 
  • It communicates with a Ruby on Rails backend 
  • The credit decision algorithms runs on Python via the Flask framework 
  • We are hosted on AWS: we use Elastic Beanstalk, a RDS Aurora mysql database, S3, lambda, SES … 
  • We have automated tests that run on Travis

 

What we like:

 

  • Ability to tackle complexity in real-world datasets 
  • Experience in working with machine learning algorithms 
  • Capacity to handle a good level of code quality and stability 
  • Overall interest in the fintech industry 
  • Has worked in an environment with fraudsters (bank, insurance…) 
  • English speaking candidates (our working language)

 

What we love: 

  • Driven by impact
  • Perseverance and strong team spirit 
  • Proactive and autonomous – “Get it done” attitude with will to overreach objectives 
  • Why should you join us? 
  • You will have a unique opportunity to apply your skills on a live product 

 

FinTech Product Manager – Mobile Banking

FinTech Product Manager – Mobile Banking

 

Introduction:

 

Our client is a fast growing international FinTech mobile banking company.

 

Opportunity:

 

You will take full responsibility for a product which helps millions of people access better financial services in emerging markets.

 

Responsibilities:

 

  • You will define the product vision jointly with the local teams and the cofounder in charge of product 
  • You will understand customer needs and gather product requirements 
  • You will coordinate a team of designers and developers to create amazing user experiences and work across operations, data, tech, marketing departments 
  • You will be responsible for the business KPIs linked to the product you’re working on 
  • You will develop the internal product knowledge and analytics

 

Requirements:

 

  • You have a solid track record of achievement (academic, professional, and/or sport) 
  • You have 3-5 years of experience in product management or as a technical founder in a fast-growing tech B2C startup company. FinTech is a plus. Focus on emerging markets is a plus. 
  • You have studied business administration, economics or engineering at a top tier university. 
  • You have an entrepreneurial mindset and commitment to get hands dirty at all times. 
  • You are a problem solver with a data-driven and KPI-oriented approach to maximize the efficiency of all the operations, using such tools as SQL, Python and Excel 
  • Predictus – Digital bank for emerging markets 
  • Willing to spend a significant amount of time in the markets (West Africa, South-East Asia) to test our product & understand clients 
  • Curious, hungry and motivated to work in a highly dynamic environment. 
  • Fluent in English. Any other language (French, Spanish, Arabic, Portuguese) is a plus