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Chief Technology Officer / CTO / Chief Architect

Chief Technology Officer / CTO / Chief Architect

Leading International Fintech

Description

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a CTO to lead the IT strategy, development and architecture of the firm’s new market changing products.

You will have the opportunity to have a real influence and lead all aspects of the technical design moving forwards, including establishing a technological vision, while leading its development and maintaining its integrity.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Skills required

• Defining the problem, vision and solution for the business and cultural change required to drive technology transformation, and introducing new processes and procedures to ensure technology change is achieved
• Leading and influencing technology strategy and design in an outsource environment
• Demonstrable experience of working with senior colleagues
• Responsible for end to end architecture
• Ability to work with short term targets and long term goals
• Combine people skills with technological wisdom and a greater business understanding.
• Solid architectural experience and extensive experience of working with complex APIs
• Strong experience of leading teams in an agile environment
• Very strong leadership skills and passion to want grow and mentor a team
• Ruby knowledge would be a big bonus
• Experience in critically reviewing high level business requirements.

CFO, Leading and Fast Growing Fintech Company – Online Banking

Job description

CFO, Leading and Fast Growing Fintech Company – Online Banking

Introduction:

Our client is a fast growing and established Fintech company. This is a newly created role to help head up their new operation in London.

Chief Financial Officer

The Chief Financial Officer (CFO) will be responsible for the accurate and timely execution and management of the Finance and Accounting Department activities. The CFO will lead key financial and business planning activities including accounting and financial controls, reporting, analysis and planning, budgeting and forecasting. S/he will be responsible for guaranteeing the Bank’s adequacy and compliance with all internal and external requirements.

Your main duties and responsibilities:

• Organise, manage and supervise the department operations and activities in order to ensure their best execution and the compliance of the Finance and Accounting department activities in accordance with regulatory requirements;
• Be the reference person for all matters related to the financial and accounting activities of the Bank;
• Lead a highly skilled financial team, setting an example with your competence;
• Introduce and maintain efficient accounting and reporting systems and procedures for internal, external and regulatory reporting;
• Lead the funding (equity and debt arrangements) and liquidity management process;
• Organise, manage and supervise statutory tax reporting for indirect and direct taxation;
• Function as the lead contact with the external auditors, facilitating the yearly audit process with a proactive approach;
• Be responsible for the statutory and regulatory reporting process of the bank;
• Ensure that all the duties of the Finance and Accounting department are fulfilled, especially:
  • Identify and record all transactions undertaken by the institution;
  • Explain the changes in the accounting balances from one closing date to the next by monitoring the movements which had an impact on the accounting items;
  • Prepare the accounts by applying all the valuations and accounting rules laid down by the relevant accounting laws and regulations;
  • Verify the reliability and relevance of the market prices and fair values used while preparing the accounts and reporting this to the Regulators;
  • Issue periodic information including legal and regulatory reporting and provide it to the Regulator, and also ensure its reliability, particularly in terms of solvency, liquidity and large exposures;
  • Conserve all accounting and supporting documents in accordance with the applicable legal provisions;
• Undertake the reconciliation of accounts and accounting entries;
• Ensure the reliability of the financial reporting (external reporting);
• Prepare consolidated accounts for the Group and prepare annual and quarterly reviews;

To support the strategy and business objectives of the Bank, the CFO will:

• Provide accurate, complete, relevant and understandable information to the management (internal reporting) and provide support to other business units and departments when needed, sharing competencies within the Bank;
• Review and analyse trends of expenses, revenues, and losses to identify opportunities to improve performance;
• Review the budget on a monthly basis to assure the organization is meeting its financial objectives and ensure proper resolution of major variances to budget;

To support the compliance and risk management processes of the Bank, the CFO will:

• Set-up, review and optimise the department rules, framework, procedures and workflows respecting all legal and regulatory requirements. It further includes all ethical and good conduct of business principles;
• Identify, analyse, mitigate and monitor all risks associated with the conduct of activities of the Bank and also all trends and evolutions in the regulatory and competitive landscapes;
• Provide direction in determining the way financial information will be documented, maintained and reported.

To succeed in this role, we expect you to have:

• Master’s degree in Finance and Accounting, professional qualifications will be highly appreciated;
• 10-15 years of experience in a similar position in the banking industry;
• Extensive knowledge in the field of financial management for banking and online financial services;
• Extensive experience in financial reporting and group consolidation according to IFRS and UK GAAP for banks;
• Extensive knowledge of transfer pricing, direct and indirect taxation, tax reporting and processes;
• Fluency in English is mandatory, other languages are an asset;

We are looking for an autonomous and hard-working person driven by rigor and intellectual curiosity and an analytical and methodical mind-set. You have very good communication, analytical skills, organisational abilities and leadership capabilities. You are considered as a coach, leader and mediator by your peers and you have demonstrated sound interpersonal abilities. You are a key team player, going the extra length to support the organisation and help colleagues. Your colleagues are impressed with your professional competence in finance and accounting. You have a very efficient and organized way of working of a high-capacity individual, with a highly developed skill of prioritization and timing.

Head of Lending Operations – Consumer Finance

Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Leading International Fintech

Introduction:

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Consumer Lending Operations to lead and be responsible for the entire “end to end” consumer lending process and all reporting requirements.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Lending Operations function is responsible for all tasks between the submission of a loan application and the final funding (pending approval) of a loan.

The steps between include application processing, underwriting (approval or denial of loan application), closing and post-closing. The main purpose of this step is to evaluate the prospective borrower’s credit-worthiness (i.e., risk level) to determine if the financial institution should lend to them, and if so, what the terms of the loan should be (including limit, term and pricing).

After the loan has been processed, approved and funded, the borrowers work with the loan servicing function to process payments, update account information and answer any questions related to the terms.

After the closure of a loan, Lending Operations will review the organization’s loan portfolio to determine credit risk and produce reports to management detailing portfolio performance and health. These reports determine future underwriting requirements and guidelines. Lending Operations calculate the provisions (for accounting purpose) related to the loan portfolio.

Candidate Profile:

• Consumer Finance Lending operations experience essential
• Management experience essential
• Fintech experience highly desirable
• Exposure to credit risk and loan portfolio management highly desirable
• We are looking for forward thinking highly motivated individuals who are looking to contribute and help drive the business forward

Head of Business Support Operations & Business Intelligence – Fintech

Head of Business Support Operations & Business Intelligence – Fintech

Leading International Fintech

Description:

Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Business Support Operations & Business Intelligence to assist the Group CEO, Head of Sales and the management Board drive the business further forward, developing new products and making key business decisions.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Business Support Operations & BI Function supports the Business Lines with the necessary internal and external tools to perform their activity effectively.

This function is key to driving the business forward through effective work-flow and sales.

Having overall responsibility for the development and implementation of all tools for reporting and the retrieval of information for Sales & Marketing, CRM, SEM, and BI

In addition, the team is responsible for reporting and needs to streamline the whole data structure among all Group systems and tools.

This team will report to the Management on all the Organisation’s KPIs.

Candidate Profile:

• Very strong Business Intelligence (BI) experience
• Strong management skills
• Highly motivated and innovative
• Consumer finance experience (banking or Telco’s etc..)
• Strong experience of interacting with Sales & Marketing