Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Head of Consumer Lending Operations / Senior Loan Officer – Fintech

Leading International Fintech


Our client is a leading international fintech company. Well established and fast growing into many new markets. They are looking for a Head of Consumer Lending Operations to lead and be responsible for the entire “end to end” consumer lending process and all reporting requirements.

In addition to the autonomous nature of the role, the successful incumbent will have ample opportunity for board level exposure and senior external stakeholder management, guaranteeing excellent career progression.

Job Function:

The Lending Operations function is responsible for all tasks between the submission of a loan application and the final funding (pending approval) of a loan.

The steps between include application processing, underwriting (approval or denial of loan application), closing and post-closing. The main purpose of this step is to evaluate the prospective borrower’s credit-worthiness (i.e., risk level) to determine if the financial institution should lend to them, and if so, what the terms of the loan should be (including limit, term and pricing).

After the loan has been processed, approved and funded, the borrowers work with the loan servicing function to process payments, update account information and answer any questions related to the terms.

After the closure of a loan, Lending Operations will review the organization’s loan portfolio to determine credit risk and produce reports to management detailing portfolio performance and health. These reports determine future underwriting requirements and guidelines. Lending Operations calculate the provisions (for accounting purpose) related to the loan portfolio.

Candidate Profile:

  • Consumer Finance Lending operations experience essential
  • Management experience essential
  • Fintech experience highly desirable
  • Exposure to credit risk and loan portfolio management highly desirable
  • We are looking for forward thinking highly motivated individuals who are looking to contribute and help drive the business forward

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